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v0.265.4April 1, 2026
- Starter ships (Theoria, Threshold, Prospect, Shard, Cobble, Prospector) can no longer be insured — they are replaced for free when destroyed, so insurance on them has no value
- Insurance payouts are now always paid in full; the insurer's reserve balance no longer caps what you receive
- Players who were short-paid on legitimate insurance claims have been reimbursed the balance owed