Dividend

The Dividend-class hauls 260 units with default expanders and arrives with hull intact — a distinction that matters in contested space. No weapons, because the Federation determined that a defense slot, five layers of armor plating, and 55 points of shield capacity provide better returns than a gun mount a freighter pilot will never use effectively. At Speed 2 the Dividend covers 80 jumps on a single tank, reaching any market in the galaxy without refueling. The Federation calls it their most reliable asset. Reliable assets generate compound returns.